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California's Low Cost Auto Insurance Program - 211 San Joaquin | Get Connected. Get Help.

California's Low Cost Auto Insurance Program

Agency: CALIFORNIA STATE DEPARTMENT OF INSURANCE

  • Description:

    Offers affordable low-cost liability-only automobile insurance to California residents who meet eligibility requirements.

    Program designed to provide income-eligible, good drivers with liability insurance protection at affordable rates as a way to meet California’s mandatory auto insurance law.

    Visit mylowcostauto.com and click the Get Started button to apply.

    • Phone:

    Email: crob@insurance.ca.gov
    Website: www.mylowcostauto.com

    Program Hours

  • Hours: Mon: 8am - 4pm; Tue: 8am - 4pm; Wed: 8am - 4pm; Thu: 8am - 4pm; Fri: 8am - 4pm; - (Website accessible at any time Office closed on New Year's Day, Martin Luther King Jr's Birthday, President's Day, Cesar Chavez Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Veterans Day, Thanksgiving Day and the day after, and Christmas Day.)

    • Location(s)

    Sacramento - California State Department of Insurance

    • Accessibility: Potential limitations to access – call for details
    • Address: 300 Capital Mall, Sacramento, CA 95814

    Program Delivery

    • Eligibility: Must meet qualification guideline: •Have a Valid California Driver’s License •Own a Vehicle Valued at $25,000 or Less •Be at Least 16 Years of Age *Applicants under 18 must be legally emancipated •Have a Good Driving Record or are a New Driver •Meet Income Eligibility Guidelines: •Income eligibility requirements per household: o 1 person - $39,125.00 o 2 people - $52,875.00 o 3 people - $66,625.00 o 4 people - $80,375.00 o 5 people - $94,125.00
    • Languages: English, Spanish
    • Application Process: Call or apply online
    • Program Fees: Call or check website for details
    • Required Documents: Driver's license, proof of residency, and verification of income

      • Service Area

    • Defined Coverage Area: N/A